Investors Need Income

Total return ultimately determines the amount of resources an investor has at his or her disposal.

We believe investors who need predictable monthly cash flow are best served by pairing a high Sharpe ratio (total return portfolio) with a managed distribution rate.

HANDLS™ Indexes were created in partnership with Nasdaq Global Indexes.

The Nasdaq 7HANDL™ Index represents a diversified, balanced portfolio that was designed to deliver high targeted distributions while applying the philosophies of modern portfolio theory to maximize risk-adjusted performance.

The Nasdaq 7HANDL™ Index consists of a well-diversified, multi-asset portfolio of 19 low-cost ETFs and seeks to offer the potential for high monthly distributions while maintaining a stable net asset value over time. The index is unique in that it is designed to support a 7.0% annual distribution rate in an effort to maintain a steady distribution and was created as a risk-optimized tool for investors.

A New Way to Income pdf.pdf

“What the world needs is real solutions for people who are in the drawdown portion of their investment life.”

A New Way to Income

Read our original concept whitepaper published in January 2018 which explained what the 7HANDL Index was designed to deliver.


Targeted Distribution Funds: Solving Retirees' Income Problems


Sometimes referred to as “managed payout funds,” targeted distribution funds aim to deliver lifetime income payments via a minimum distribution amount. Certain funds offer a specified monthly payout while others deliver variable payments based upon fund performance. Let’s examine ETFs that follow this strategy.


Our second whitepaper, published in 2018, explains establishing a 7% managed distribution rate.


Demographics Demand a New Approach

By David Cohen and Matthew Patterson
Published in

May/June 2018 Investments & Wealth Monitor

The average age of retirement in the United States is 63 and the average length of retirement is 18 years, thereby making retirement a long-term liability. We propose that this fundamental shift in investor objective requires a parallel shift in the approach to investment objectives.

Published in May 2018 in the distinguished Investments & Wealth Monitor, this journal article explains why the important metric is risk adjusted total return and not yield and illustrates how we arrived at 7% as the expected total return.

Matt Patterson

Cofounder, HANDLS Indexes

Matt joins Jill Maladrino of Nasdaq to explain how the Nasdaq 7HANDL Index is different from other balanced indexes.

Important DisclosureHANDLS Indexes receives compensation in connection with licensing its indices to third parties. Any returns or performance provided within are for illustrative purposes only and do not demonstrate actual performance. Past performance is not a guarantee of future investment results.It is not possible to invest directly in an index. Exposure to an asset class is available through investable instruments based on an index. HANDLS Indexes does not sponsor, endorse, sell, promote or manage any investment fund or other vehicle that is offered by third parties and that seeks to provide an investment return based on the returns of any index. There is no assurance that investment products based on an index will accurately track index performance or provide positive investment returns. HANDLS Indexes is not an investment advisor, and HANDLS Indexes makes no representation regarding the advisability of investing in any such investment fund or other vehicle. A decision to invest in any such investment fund or other vehicle should not be made in reliance on any of the statements set forth in this document. Prospective investors are advised to make an investment in any such fund or other vehicle only after carefully considering the risks associated with investing in such funds, as detailed in an offering memorandum or similar document that is prepared by or on behalf of the issuer of the investment fund or other vehicle. Inclusion of a security within an index is not a recommendation by Indexes to buy, sell, or hold such security, nor is it considered to be investment advice.The information contained herein is intended for personal use only and should not be relied upon as the basis for the execution of a security trade. Investors are advised to consult with their broker or other financial representative to verify pricing information for any securities referenced herein. Neither Indexes nor any of its direct or indirect third-party data suppliers or their affiliates shall have any liability for the accuracy or completeness of the information contained herein, nor for any lost profits, indirect, special or consequential damages. Either Indexes or its direct or indirect third-party data suppliers or their affiliates have exclusive proprietary rights in any information contained herein. The information contained herein may not be used for any unauthorized purpose or redistributed without prior written approval from HANDLS Indexes.Copyright © 2019 by HANDLS Indexes. All rights reserved.